The three parties
Verifier
Verifier
The verifier is the organization requesting the verification. This could be a lender, fintech platform, marketplace, or any service that needs to validate user claims before providing access to capital, services, or opportunities.The verifier defines:
- What needs to be proven, such as revenue, payout consistency, or account age.
- Which platforms are acceptable.
- How much data they want to see, using Cr3dentials’ selective disclosure feature:
- Full details, such as exact income values and payout history.
- Specific data points, such as account creation date or monthly average.
- Binary thresholds only, such as whether a user earns more than $5,000 per month.
Applicant
Applicant
The applicant is the person being verified. They receive a secure link to complete the verification. From there, they choose a supported platform, connect their account, and approve the session.Cr3dentials runs locally in their browser and handles everything without routing data through centralized servers. Users never share login credentials with Cr3dentials. They stay in full control of what is verified and can optionally store encrypted access tokens for future sessions.
Data Sources
Data Sources
Data sources are the platforms the applicant connects to, such as social media accounts, e-commerce and accounting tools, payroll, and banking.Cr3dentials loads these dashboards in a secure browser environment and extracts the required data using zkTLS. Instead of returning the raw data, Cr3dentials generates a zero-knowledge proof that the information on the page satisfies the verifier’s conditions.
User flow
The user journey is short.Verifier initiates a request
The verifier initiates a verification request and shares a unique link with the applicant.
Applicant opens the link
The applicant clicks the link and is redirected to the Cr3dentials appclip or mobile app.
Applicant connects a platform
The applicant selects the platform they want to verify, logs in, and authorizes data access.
Cr3dentials generates a proof
Cr3dentials fetches the required data in a secure zkTLS session and generates a proof.
