# FAQ

1\. **What is Cr3dentials?** \
Cr3dentials is a verification platform that helps you confidently underwrite creators, freelancers, and online earners by generating privacy-preserving proofs of income, activity, or engagement from any HTTPS-based platform

2\. **How does it work?**\
The user securely logs into their platform account like YouTube, Upwork, or a bank. Cr3dentials captures key information directly from the page, like earnings or payouts, and generates it into a cryptographic proof, shared with you as a verifiable credential.

3\. **How can I trust the proof is real?**\
Our system ensures that the information was captured from a live, authenticated session from a real platform over a secure connection. It’s like getting a notarized screenshot, only encrypted, private, and impossible to fake.

4\. **Why not just use Plaid or API integrations**\
Cr3dentials does not rely on APIs or platform permissions. We can verify any HTTPS-based website, including those without official public apis. This gives you access to long-tail platforms and global users who earn outside traditional systems.

​

5\. **What platforms are supported?**\
Any HTTPS-based website. This includes YouTube, Shopify, Upwork, Fiverr, Patreon, OnlyFans, traditional banks, and more. View our supported data sources here: [supported-data-sources](https://docs.cr3dentials.xyz/platform-support/supported-data-sources "mention")

​

6\. **What data can be verified?**\
We can verify income history, payout amounts, job completion, engagement metrics, or any account data displayed on the page. You choose what matters for your underwriting.

​

7\. **Is this information secure and compliant?**\
Yes. Cr3dentials is designed to protect user privacy. We never store login credentials or raw data. All verifications are cryptographic, user-consented, and privacy-preserving by default.

​

8\. **How can this help my underwriting process?**\
You get reliable, real-time signals on borrower income and activity without waiting for bank statements, PDFs, or API tokens. This lets you approve high-potential borrowers faster, even if they earn from unconventional platforms.

​

9\. **How do I integrate Cr3dentials into my workflow?**\
You can start with our dashboard for manual review or integrate our API for automated workflows. No technical lift is needed to get started.

​

10\. **Can I use Cr3dentials for pre-qualification or ongoing monitoring?**\
Yes. Our system can support both one-time verifications and continuous updates, depending on your needs.

11. **What's the difference between Cr3dentials and screen-scraping?**

Screen-scraping requires storing user credentials and automatically logging into their accounts, often without their active involvement. Cr3dentials is fully user-initiated and never stores credentials. Users generate cryptographic proofs directly from their data, ensuring privacy, control, and security.

<br>